What Does Safeguarding Your Investments Mean?

Safeguarding your investments is an opportunity for you to protect and grow your hard-earned assets while minimizing market risk. As part of your comprehensive retirement strategy, we review and offer options that are best suited for your overall retirement needs.

This customized approach includes the use of Fixed Indexed Annuities (FIA) and utilizes buffered losses to manage your downside risk through exposure to market indexes such as the S&P 500, the Nasdaq 100, and the Russel 2000.

A Fixed Indexed Annuity is an insurance contract aimed at providing a consistent guaranteed lifetime income. FIA’s can help you achieve the retirement you planned for and help your savings stretch to and through retirement.

Buffers will help to provide built-in protection against downside losses. Part of our portfolio management is determining when to transition one buffer position into new positions when appropriate.

How Safeguarding Your Investments Works

By safeguarding your investments through FIAs, you have an opportunity to experience benefits such as:

• Participation of specific index gains in a given period of time
• No market risk
• Limited or no fees*
• Can offer immediate bonuses up to 20%

*Additional fees may apply depending on insurance company.

Additional limitations may include insurance company risk and limited liquidity.

Buffered losses can manage your downside risk through:

• Downside Buffers: The ability to buffer out your potential investment losses on an investment.
• Diversified Index Exposure: Gain access to broad market indexes such as the S&P 500, Nasdaq, and Rusell 2000.
• Active Management: Continuous oversight provided adaptability and flexibility. These positions may require adjustments over time allowing you to transition into new positions once a cap is achieved.
• Upside Growth: Maintain upside growth potential up until a targeted cap.
• Liquid ETFs: ETF stands for Exchange Traded Funds. This gives the ability for daily liquidity and active portfolio management.

Why You Should Review Your Current Investments

You have spent decades saving for retirement. Market volatility, the potential for losses, emotional decisions, and bad sequences of returns can sink a retirement ship within just a few years. By safeguarding your investments, we can help you manage market risk while providing upside potential.

This is all part of our comprehensive retirement planning process and is just another way retiring with Tushaus Wealth Management is different.