FINANCIAL PLANNING
Stop guessing and start planning with confidence. Our retirement income planning helps you understand your expenses, secure reliable income, and make room for the fun stuff—like travel, family, or that dream purchase. We’ll help you cover essentials, fund your goals, and prepare for major costs like healthcare, so you can retire with clarity and peace of mind.
Do you know how you’ll cover your expenses in retirement—and still have the money to enjoy the things you’ve worked hard for? Most people plan for retirement by guessing what they’ll need, but why settle for guesswork when you could have a clear, confident roadmap? At the heart of financial planning is understanding your expenses, income, assets, and liabilities, so you can secure the funds for what you need—and ultimately maximize money for what you truly want.
TURN RETIREMENT DREAMS INTO REALITY
Traveling, spending time with grandchildren, maybe relocating or buying that boat your spouse doesn’t want you to get—when we picture retirement, we often think of the goals and experiences we’ve postponed during our working years. Now that you finally have the time to enjoy them, the real question becomes: Can you afford them? Our retirement planning process helps you clearly define what you need to pay for in retirement and what you want to pay for—so you can turn dreams into plans with confidence.
ELIMINATE UNCERTAINTY ABOUT EVERYDAY & LIFESTYLE EXPENSES
Retirement shouldn’t be overshadowed by constant concerns about covering daily and discretionary expenses. Our comprehensive financial planning approach helps you identify and secure reliable income streams—including pensions, Social Security, investment distributions, and other assets. We’ll build a detailed cash flow strategy tailored to your life, accounting for both essential costs and the lifestyle goals you’ve envisioned. With this clarity, you’ll reduce financial stress and feel empowered to enjoy your retirement years to the fullest.
PREPARE FOR THE REAL COST OF HEALTHCARE
When we’re younger, healthcare costs feel like a manageable nuisance. In retirement, they become one of the biggest financial realities. On average, a married couple aged 65 can expect to spend around $13,000 per year on healthcare—not including the nearly $110,000 per year that long-term care could cost. We help you plan for these major expenses by mapping out available funds and when you’ll need them. With this insight, we can align your investment and withdrawal strategies to ensure your healthcare needs don’t derail your overall retirement plan.
OTHER FINANCIAL SERVICES
At Tushaus Wealth Management, we offer various financial services to help you, your family, or your business protect your wealth. We are here to help you make informed financial decisions with confidence.
INVESTMENT MANAGEMENT
Tushaus Wealth Management is committed to transparency, long-term relationships, and tailored guidance. From investment management and asset allocation to retirement planning and risk management, our approach is personalized to help you grow, preserve, and transfer your wealth with confidence.
TAX PLANNING & PREPARATION
Smart tax planning doesn’t just save you this year—it can save you hundreds of thousands over your lifetime. We use forward-looking strategies like Roth conversions and income optimization to reduce long-term tax liability, avoid surprise taxes, and maximize retirement income—so more of your money stays with you and your family.
ESTATE PLANNING
Ensure your wishes are carried out and your legacy goes to the people and causes you care about—efficiently and tax-smart. We help you build a personalized estate plan with the right documents in place (like wills, trusts, and powers of attorney) and strategies for maximizing charitable giving and minimizing tax liability.