Navigating Market Volatility: What Retirees Should Know About August’s “Japanese Carry Trade”

In August of 2024, the financial world was abuzz with discussions about the Japanese carry trade and its impact on global markets. For retirees and those nearing retirement, understanding these developments may help you understand why markets are moving, but it's equally important to maintain a focus on long-term financial security rather than reacting to ...

2024-10-21T04:44:57+00:00October 21st, 2024|Blog, Economy, Stock Market|

The Fed Speaks, Earnings Release, and the Market Drops… But Your Retirement Finances Shouldn’t Care

In recent months, the financial landscape has been marked by unpredictability. The Federal Reserve's recent announcement to maintain interest rates at their current levels has left many investors on edge. While the Fed has signaled a cautious approach, it has not ruled out the possibility of economic struggles ahead, indicating a readiness to lower interest ...

2024-09-09T15:08:38+00:00September 9th, 2024|Blog, Economy, Federal Reserve, Investing, Retirement Income Planning|

Today’s Interest Rates and Your Retirement

The Federal Reserve makes a monthly statement about its interest rate policy, which is based on the data it tracks and analyzes to understand the state of the economy. This includes data regarding inflation, employment, and more. These statements are important for the rest of the nation to understand how the economy is doing as ...

2024-07-22T16:32:31+00:00July 22nd, 2024|Blog, Economy, Federal Reserve|

What 2025 COLA Predictions Mean to You

In 2022, the United States experienced the most significant inflation in four decades, primarily due to macroeconomic disruptions and supply chain issues following the COVID-19 pandemic. This led to an 8.7% cost-of-living adjustment (COLA) for Social Security beneficiaries in January 2023, the largest increase since the early 1980s. However, despite this, many retirees continue to ...

2024-07-08T16:22:52+00:00July 8th, 2024|Blog, Economy, Financial Planning, Social Security|

What Are COLAs and How Do They Affect Retirement

If you are currently receiving Social Security or you are considering how Social Security might factor into your retirement plan, it’s important for you to understand what COLA stands for. You may have seen the acronym in various information about Social Security, and you may have wondered what it meant. Well, let’s answer your questions ...

2023-09-11T17:54:00+00:00September 11th, 2023|Blog, Economy, Financial Planning, Social Security|

Retirement Planning and Current Economic Conditions

The economic state we are in right now is intricate and, in some ways, has never been experienced before. The coronavirus has caused massive alterations in how the market functions, and we need to change our approach to retirement planning. Inflation Government payouts were a prominent feature of the pandemic. However, the danger is that ...

2023-04-10T15:39:50+00:00April 10th, 2023|Blog, Economy, Retirement Planning|

What is a “Rolling Recession,” and Are We in One?

It is obvious that the economic situation following the coronavirus outbreak has been very erratic. Despite the fact that people have been discussing the possibility of a recession for some time now, we have not yet fully experienced one. Generally speaking, a recession is characterized by a continuous and widespread economic decline.[1] And although there ...

2023-03-29T17:22:23+00:00April 3rd, 2023|Blog, Economy|

How Inflation Throws a Wrench into Your Retirement

The real rate of return is an important personal finance concept to understand. It’s the rate of return on your investments after inflation is accounted for. The real rate of return indicates whether you are gaining or losing purchasing power with your money. What is the Real Rate of Return? So, let’s look at a ...

2022-12-05T15:15:23+00:00December 5th, 2022|Blog, Economy, Financial Planning|
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