What Are the Differences Between ETFs and Index Funds?

ETFs and index funds are two popular investment vehicles that provide investors with exposure to a diversified portfolio of securities. While both investment options closely track a particular market index, they differ in several key ways. One significant difference between ETFs and index funds is the way they trade. ETFs trade like individual stocks, with ...

2023-05-22T16:11:27+00:00May 22nd, 2023|Blog, Investing, Retirement Planning|

Investment Management for Retirement: The Balancing Act

When nearing retirement, it is essential to adjust your investment portfolio to reduce potential risks and increase potential gains. This process of rebalancing guarantees that your investments align with your financial objectives and risk tolerance, ultimately contributing to a prosperous retirement. Managing Investment Risk Rebalancing your portfolio has the crucial advantage of enabling you to ...

2023-05-15T15:29:18+00:00May 15th, 2023|Blog, Investing|

What’s the Difference Between IRAs and 401(k)s?

IRAs (Individual Retirement Accounts) and 401(k)s are both popular retirement savings options, but they have some key differences that make each option more suitable for certain individuals. Contributions Are Categorized Differently One major difference between IRAs and 401(k)s is the way in which contributions are made. IRAs are typically opened and funded by individuals, while ...

2023-05-08T05:04:42+00:00May 8th, 2023|Blog, Retirement Income Planning, Retirement Planning|

4 Social Security Basics to Help You Optimize Your Income

Social Security benefits are an essential source of income for many retirees. However, the claiming process can be complicated, and the wrong decision can cost you thousands of dollars in benefits over your lifetime. To help you make the most of your Social Security benefits, we've put together a list of the best claiming strategies. ...

2023-05-04T16:21:58+00:00May 4th, 2023|Blog, Social Security|

Retirement Milestones Every Retiree Should Know

Retirement is a significant milestone in life, and it's important for retirees to be aware of the important ages they will encounter along the way. In this article, we'll explore the key ages every retiree should know and provide tips and advice to help you navigate each stage with confidence and ease. So, let's dive ...

2023-05-01T12:50:26+00:00May 1st, 2023|Blog, Retirement Planning|

Should I File Jointly with My Spouse?

Although many couples may stand to benefit from filing their taxes jointly, doing so may not always be the most suitable choice. Therefore, it is essential to consider the following things when filing taxes as a married couple: See if you are eligible to file jointly: Being married by December 31st of the relevant tax ...

2023-04-23T15:38:01+00:00April 24th, 2023|Blog, Financial Insights, Taxes & Tax Planning|

What Dividends Can (And Can’t) Do for Your Retirement

One investment strategy that can be useful when it comes to setting yourself up for retirement is dividends. Dividends are regular payouts to shareholders based on the profits of the company. If you own some stock in a company, it’s possible that you will get regular dividends.[1] Dividends are traditionally distributed quarterly, and they scale ...

2023-04-15T19:23:10+00:00April 17th, 2023|Blog, Investing|

Retirement Planning and Current Economic Conditions

The economic state we are in right now is intricate and, in some ways, has never been experienced before. The coronavirus has caused massive alterations in how the market functions, and we need to change our approach to retirement planning. Inflation Government payouts were a prominent feature of the pandemic. However, the danger is that ...

2023-04-10T15:39:50+00:00April 10th, 2023|Blog, Economy, Retirement Planning|

What is a “Rolling Recession,” and Are We in One?

It is obvious that the economic situation following the coronavirus outbreak has been very erratic. Despite the fact that people have been discussing the possibility of a recession for some time now, we have not yet fully experienced one. Generally speaking, a recession is characterized by a continuous and widespread economic decline.[1] And although there ...

2023-03-29T17:22:23+00:00April 3rd, 2023|Blog, Economy|

Buffer ETFs Can Limit Investing Losses in Uncertain Times

Originally published on Kiplinger.com. A relatively new financial tool can help solve the investment risk-reward puzzle by providing a buffer on potential investing losses before they occur: buffer ETFs. The concept of risk and reward not only shapes investment portfolios, it shapes how we make choices in the world. Think back to your school years. ...

2024-03-05T18:20:47+00:00March 29th, 2023|Blog, Retirement Income Planning, Retirement Planning|
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